I have applied LAP loan from ICICI Bank for a Balance transfer. The loan application has been approved from all stages till disbursement. By the way, My foreclosing date has been crossed but still I did not receive any update. Meanwhile, The loan process person stated that my co-applicant having a bureau problem. Please assist me to raise the RBI complaint regarding this ICICI Loan Dispute.Thanks,DineshPopular Posts
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Suggestions on ICICI Loan Dispute
Firstly, it is important to clarify what your co-applicants "bureau problem" is, as this may be the root cause of the delay. You can indeed request ICICI Bank to provide more details on this issue and seek clarification on the same. If the co-applicant has an issue with their credit score, then it could affect the loan application process. Ask your legal doubt about ICICI Loan Dispute | Get the best advice and Consultation. Top Lawyers in Chennai, best Law firms in India | Leading Law Firms | Best Legal Services 24x7Firstly, If you believe that the bank has not provided you with adequate information or is not addressing your ICICI Loan Dispute concerns properly, you may consider filing a complaint with the ICICI Bank Grievance Redressal Cell. In fact, This can be done by visiting their website or contacting their customer service team. Moreover, Make sure to provide all relevant details and supporting documents related to your loan application and disbursement process.If you are not satisfied with the response from the ICICI Bank Grievance Redressal Cell, you can escalate your complaint to the Banking Ombudsman Scheme on this ICICI Loan Dispute. Finally, The Banking Ombudsman is an independent body set up by the Reserve Bank of India to address grievances related to banking services.Please login or Register to submit your answer